Treasury FX Desk

Global Remittances

Convert USDC to local currencies and settle to bank accounts or e-wallets.

Dispatch Cross-Border Payout

Fund a NEAR USDC escrow and trigger automated local currency off-ramp clearing.

0.50% Fee · 60m Quote Window

01Payout Amount & Settlement Corridor

Send Amount

USDC

0.50% fee (min 0.50 USDC) deducted prior to FX conversion.

Payout Corridor

Feed: open.er-api.comStale rate

02Beneficiary & Destination Account

Recipient Legal / Business NameScreened against OFAC, EU, and UN sanctions lists.

Account / Wallet DestinationPrivate by default: encrypted off-chain with AES-256-GCM.

03Compliance & Execution Controls

Attach FATF Travel Rule payload (mandatory ≥ 1,000 USDC)MOCK

Off-Ramp:MOCK

NEAR Escrow Contract

ledgerly-…f9ea.testnet

NEP-141 Settlement Token

ledgerly-…a4c0.testnet

Off-Ramp Settlement Pool

offramp-pool.ledgerly.testnet

On-Chain Finality & Gas

~1.2s Finality · Sponsored Gas

Automated Settlement Relayer

Bounded retry cap: 3 attempts before auto-refund or operator exception queue

Lifecycle Status Legend

SETTLEDEscrow released to payout pool; fiat delivered to recipient.

QUOTEDFX rate locked; awaiting merchant escrow funding deposit.

EXPIREDQuote expired — never funded (no on-chain escrow).

REFUNDEDEscrow deposit returned to merchant (e.g. quote expired or amount mismatch).

BLOCKEDSanctions screening or compliance review hold.

PAYOUT FAILEDPartner rail failure after bounded retry limit (eligible for refund).