Ledgerly
NEAR Testnet
Buyer CheckoutOpen App
Live on NEAR Testnet · USDC Escrow & 1Click Intents

Private Financial Infrastructure for Onchain Businesses

Execute stablecoin payments, smart escrow, and verifiable audit ledgers — without exposing sensitive commercial data onchain.

Create InvoiceTry Buyer CheckoutAuditor View
Settle in USDC directly or pay across chains
NEAR USDCSolanaBaseArbitrumEthereumBitcoin
ledgerly-escrow-9e70f9ea.testnetledgerly...testnet
Ledgerly/ Merchant Workspaceledgerly-escrow-9e70f9ea.testnetOverviewInvoicesRemittancesAuditor AccessSettled Balance (NEP-141 USDC)4,390.00 USDC2,040 checkout · 2,350 remitted · Balanced booksNew InvoiceRecent InvoicesOff-chain details · On-chain hashpr_inv_88411,450.00 USDCSETTLEDe738c4...ab47INV-2026-88431,050.00 USDCSETTLED3a71d0...92c4INV-2026-8851420.00 USDCOPEN7f4c91...19a2Verified on NEARCommitment Hash8f9c2e...41b9CopyTx 4PDxv1...Wuhaa · Balanced 2/2 legs
SETTLEDLedgerly Workspace
NEAR Testnet
Settled Balance (Reconciled)
4,390.00USDC
Zero Variance · Balanced Double-Entry Books
Active Escrow4 Invoices
Discrepancy0.00 USDC
Audit ProofSHA-256 On-Chain
Settlement1Click Intents
INV-2026-8841PAID
Proof: 8f9c2e04...0f41b9
1,450.00 USDC
Launch Live Workspace

Private financial records

Customer contacts, pricing terms, and line items stay encrypted off-chain via AES-256-GCM.

Programmable escrow

Autonomous smart escrow on NEAR with automated overpayment split & timeout refund exit.

Selective disclosure

Share scoped view keys so certified auditors can verify records without public data leaks.

Verifiable accounting

Balanced double-entry records with zero variance anchored directly on NEAR.

Cross-chain rails

Multi-chain settlement via NEAR Intents across Solana, Ethereum, Base, and Arbitrum.

1 · Create invoice

Create invoices without exposing commercial terms.

Set amount, buyer contact, and tax notes in your workspace. Commercial terms stay off-chain while only a proof commitment registers on NEAR.

  • Instant buyer checkout links and QR codes
  • Supports global remittance payout corridors
Open Merchant Workspace
New Payment RequestOPEN
INV-2026-8849
Invoice Amount
680.00 USDC
Off-Chain Buyer Record
ap@nordic-freight.example
Line Item & Tax Breakdown (Off-Chain Only)
Q4 API Retainer · 0% Reverse-Charge VAT · Net 7
Private
On-chain SHA-256 commitment8f9c2e04…0f41b9
2 · Settle on NEAR

Settle in USDC or pay from any major chain.

Buyers pay directly with USDC on NEAR or bridge seamlessly from Solana, Ethereum, and Bitcoin. Escrow handles refunds and timeouts automatically.

  • Automatic excess refund in the same transaction flow
  • Direct refund recovery if an invoice expires
Inspect Buyer Checkout
Escrow Settlement Receipt
SETTLED
Buyer Deposit (ft_transfer_call)700.00 USDC
Released to Merchant (INV-2026-8849)680.00 USDC
Automatic Overpayment Refund20.00 USDC returned
3 · Audit & export

Prove balances with scoped view keys and CSV exports.

External auditors decrypt only authorized records, check cryptographic proof on NEAR, and export balanced double-entry books in one click.

  • Audit log roots anchored directly on NEAR Testnet
  • Double-entry balance guarantee: total debits equal total credits
Open Auditor & CSV Export
Selective Disclosure & LedgerVERIFIED
Anchor1VQz6TK4…1RZNWG
DR · 1010 Escrow Clearing (USDC)
Journal leg #1 · Ref INV-2026-8849
+680.00 USDC
CR · 4000 Merchant Settlement Revenue
Journal leg #2 · Ref INV-2026-8849
-680.00 USDC
Net variance: 0.00 USDCXero / QuickBooks CSV

Deployed NEAR Testnet Accounts

View live contract state, token transfers, and audit roots on NEAR Testnet.

Launch Workspace
Escrow Contractledgerly-…f9ea.testnet
Mock USDC (NEP-141)ledgerly-…a4c0.testnet
Operator / Relayerledgerly-…a4c0.testnet